About Quantum Re
Dealer-owned reinsurance, made practical for independent stores
Why we exist
The back end should belong to the dealer who sold the contract
Every time a dealership sells a vehicle service contract, a large part of the price goes out as a reserve to pay future claims. When claims come in lower than the reserve, the difference is profit. Today that profit usually belongs to the warranty company, not to the dealer who sold the contract.
Franchise dealers have kept that money for decades through their own reinsurance companies. Quantum Re makes the same structure practical for an independent store.
We design the program around your volume and state, form your own reinsurance company, set up the trust and operating accounts, coordinate contract forms, claims administration, software and compliance, and keep the books and annual filings. You own the company and the results. Your job is a short quarterly review.
Founder & CEO
Andrei Shesternev
Andrei has spent his career on both sides of the F&I desk: more than 20 years in the automotive industry, 15 years running an independent dealership in New Hampshire, and 13 years in service contract administration.
That combination shaped Quantum Re. Andrei knows what a dealer needs from a back-end program because he has sold the contracts, managed the reconditioning, watched the claims and kept the books himself. He founded Quantum Re in 2023 to bring dealer-owned reinsurance, long a franchise-dealer advantage, to independent stores, with a turnkey setup and full transparency.
Andrei holds the Certificate in Captive Insurance from the International Center for Captive Insurance Education (ICCIE). He works in English and Russian.
Expertise
- Dealership ownership and operations
- F&I products, pricing and claims
- Vehicle service contract administration
- Dealer reinsurance and captive structures
- Contract forms and state requirements
What makes us different
Six things dealers tell us matter
Built by a dealer, for dealers
Our founder owns and runs an independent dealership. We know the F&I desk from the dealer’s side of it.
Turnkey
Formation, accounts, contract forms, claims administration, software, accounting and filings: one coordinator, one point of contact.
Independent-dealer focus
Programs sized for independent stores, not only for big dealer groups.
Transparency
You see the whole portfolio: premiums, claims, cancellations, loss ratio and reserves.
Full control
Coverage, terms, rules, pricing and claims philosophy can be tailored to your store.
A real asset
You own the company. It can be sold with the dealership or passed on.
Our role, clearly
What Quantum Re is, and isn’t
Quantum Re is the consultant and captive manager. We design the program, form the company, coordinate every partner, and run the books and filings.
We are not an insurance company, and we are not the insurer or the obligor on your contracts. Your reinsurance company is owned by you, not by Quantum Re.
Talk it through with a fellow dealer.
Book a 20-minute call with Andrei. We’ll look at your volume, your products and your state, and tell you plainly whether your own reinsurance company makes sense.